Blog | Crystal Kalnoski

Quick Guide to PMI and Down Payments

Part of buying a home is researching the market and your finances. Most lenders require you to put at least 20 percent down or pay private mortgage insurance (PMI). Since PMI is a cost that does not lower your interest rate or principal, it’s almost always better to save up ...

Improve Indoor Air Quality With These Simple Tips

Image by Free-Photos from Pixabay Many people suffer from allergy symptoms throughout the year without ever realizing that it's indoor allergens that are triggering them. If you find that you constantly have dry, itchy eyes or you feel like you are constantly sneezing regardless of the season, then you may want ...

Whole-Home Security Systems Continue to Evolve

Until recently, even the latest home security system could become obsolete overnight. Nowadays, newer whole-home integration systems are much more compatible with interchangeable parts and innovative add-ons. As a result, it’s now possible to have a multi-faceted security system that watches over many of the functions and activities in and around ...

Things That Make a Florida Community Desirable

If you've already found the perfect place in which to live, your satisfaction is probably based on three factors: very favorable living conditions, a great environment, and a positive attitude! The reason a positive attitude comes into play is that perfection, like beauty, is in the eyes of the beholder! ...